Zen Signature Credit Card : Hello friends, welcome to another post today in which we are going to tell you about the credit card given by Kotak Mahindra Bank. Today we will tell you about the credit card offered by Kotak Mahindra Bank, Zen Signature Credit Card. Today we will give you all the information regarding this credit card. We will tell you how you can avail this credit card. What documents do you require if you want to get this card? We will give you more information, so you read our post till the end.
Highlights Of Zen Signature Credit Card
You can get 15 Zen Points for every Rs 150 at KayMall. And if you spend elsewhere, you will be given 5 Zen points for every Rs 150 spent.
Shopping Benefits Of Zen Signature Credit Card
The Zen Signature Credit Card will complement the shopper in you. Every time you spend Rs.150 on Kay Mall, you earn 15 Zen Points*. KayMall is a shopping platform designed for Kotak mobile banking app as well as Kotak net banking users. It lets you shop from a variety of leading sellers. On all your other spends, you will be given 5 Zen points – but excluding fuel, cash spends and transactions that convert you into EMIs.
You will get 15,000 bonus Zen Points on crossing annual spend of Rs. 6,00,000.
You can avail the welcome gift of 1500 Zen Points. You will get this gift only on payment of joining fee of Rs. 1500/-. This will not be available on free cards.
- Supplementary Airport Lounge Access
- You always travel in luxury when you travel with Zen Signature Credit Card. 8 complimentary airport lounge access within India (domestic and international terminals) annually.
Zen Signature Credit Card Terms and Conditions
- Supplementary visits are applicable only for Primary Card holders.
- 3 complimentary Priority Pass access outside India annually.
- Guest fees will be $27 per person per visit.
- After completion of Supplementary Visits, US$27 will also be applicable for the primary holder.
- While signing the visit voucher, the customer must check whether the guest number entered is correct or not. If there are no guests, hang up or mention NA.
Fuel Surcharge Waiver
Here, 1% fuel surcharge rebate will be available on transactions between Rs 500 to Rs 3000. You can avail a maximum fuel surcharge exemption of Rs 3500 every calendar year. You do not earn reward points for fuel transactions or expenses.
Security Features Of Zen Signature Credit Card
In case your credit card gets stolen, you get a cover of Rs. 2,50,000/- which will be given to you approximately. Which you can get if you inform 7 days before pre-reporting. You need to immediately call the Customer Contact Center 1860 266 2666 (local call rates apply) and deactivate/block your credit card to prevent misuse and lodge a claim with the insurance company.
Eligibility Criteria Of Zen Signature Credit Card
- The primary credit card holder must be between 21 years to 65 years of age. Add-on card holder must be 18 years of age and above.
- Anyone who wants to get this card must be a citizen of the locations – Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune.
- You must have a net income of Rs 4.8 lakh and above per annum.
- You must be an Indian citizen
Fees & Charges Of Zen Signature Credit Card
- Here you will be charged a joining fee of 1500.
- You will be charged annual fees of Rs 1500 here.
- You will also be charged Addon Card Fees which will be Rs 299.
- You are also charged if you spend more than the limit, which we also call Over Limit Charge. Which will be charged to you Rs 500.
- If your check bounces then you will be charged Check Bounce Charge which will be Rs 500.
- Apart from these charges, other charges are also levied on you, which the bank will tell you. So let us now talk about how you can get Zen Signature Credit Card? How to apply for Zen Signature Credit Card?
Also Read – How to get HSBC Smart Value Credit Card
How to get Zen Signature Credit Card?
First of all friends, I will tell you that you can apply here in two ways, either you can apply for Zen Signature Credit Card by going to this bank or you can apply for Zen Signature Credit Card by going to its website.
After going in person, you have to go to the Credit Card option and select a Zen Signature Credit Card. After this, you will have to fill the given information. After that, if you are eligible for it, you will get a phone call. You will get more information on that phone. This will be given and then a customer service employee will be sent to your home by Kotak Mahindra Bank who will provide you the A card.
So friends, in today’s post we learned that how you can apply for Zen Signature Credit Card from Kotak Mahindra Bank, what benefits you will get from Kotak Mahindra Bank, how much you will get from Kotak Mahindra Bank. Can get benefit. So friends, see you in this post, until then Jai Hind Vande Mataram.